If you're not going to transfer your points and you have no interest in the Swan and Dolphin, you might instead prefer the versatility of the Chase Sapphire Preferred. Starpoints have been an outlier as far as value for a long time now, and we can't be certain this will continue now that the program is owned by Marriott. With Marriott's recent acquisition of Starwood, there's reason to be cautious about accumulating too many Starpoints without a reason to use them. Starpoints are also incredibly valuable because of all the ways to transfer them to airline partners. That bonus will get you two to three nights at the Dolphin (depending on the total length of your stay). The current signup bonus as of writing is (referral link):Ģ5,000 points for $3,000 spent in 3 months, $95 annual fee waived first year The Starwood Preferred Guest American Express card is a great place to start for Disney World fans because the signup bonus can be used for nights at the Walt Disney World Swan and Dolphin. The Starwood Preferred Guest American Express card is one of the more popular cards for travel hackers, and it works especially well for Disney World fans. Option 3: For Disney World Fans - The Starwood Preferred Guest American Express Card That said, the waived first-year annual fee and generous signup bonus make this a great chance to test the waters of travel hacking. The everyday earning of 1X points (worth 1.25 cents toward travel expenses) outside travel and dining won't always be worth what you'd get with a 2% cash back card. We've compared the Chase Sapphire Preferred and Chase Sapphire Reserve in case you need help deciding. ![]() If you're a frequent traveler, the Chase Sapphire Reserve may be a better option. The Chase Sapphire Preferred was our first step into travel hacking, and we haven't looked back since. The Chase Sapphire Preferred has a variety of other travel-related perks You'll earn 2X points on travel and dining The reasonable $95 annual fee is waived the first year You'll get access to the Chase Ultimate Rewards travel portal, where you can purchase flights and hotels with points while getting 1.25 cents per point ![]() The Chase Sapphire Preferred is a good starter card for a few reasons:įor the past few years, it has had a generous 50,000 point signup bonus for spending $4,000 in 3 months (referral link)Ĭhase Ultimate Rewards points are one of the most valuable points to have because of their transfer partners The Chase Sapphire Preferred has pretty much been the undisputed king of starter travel credit cards for the past few years. It isn't hard to justify either of our next two options of a cash back card if you'll do any travel in the next two years. Of the cards we listed above, only the Chase Freedom is going to earn you points you could potentially use for great value down the road. Signup bonuses are usually non-existent or unimpressive for cash back cards. They're also usually easy to get approved for. You'll pretty much be limited to a statement credit, gift cards, or some equivalent uses. You don't have to worry about what to do with your points or how to transfer them or use them. This option is good for people completely new to credit cards or who don't have a card earning points or cash back already. If you have neither, and you really just want to get the tiniest sense of this, then we suggest getting a cash back card.Ĭash back cards are simple. Example CardsĬhase Freedom (referral link, also read our review of the Chase Freedom)Ĭhase Disney Visa Rewards card (referral link, also read our review of the Chase Disney Visa card) The first option (but probably not the best!) is to get a cash back card. Whatever your situation, here are some options for you. ![]() Maybe you're going to become a travel hacker (whatever that means to you) or maybe you just want to do one vacation using points and miles. Congrats on reaching the end of the starter series! Now it's time to take the next steps.
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